Latin America, 2025–26
Lower barriers, higher ceilings; programs expand with lower thresholds
Program active and growing
Program tightened but demand holding
Broader parameters in place
Market Program / Threshold Key Stat Driving Factor
Costa Rica
$150K threshold
↓ from $200K in 2021
Entry buyers often move up to $1M+ in Guanacaste Lower threshold expanded buyer funnel. Marina Flamingo driving luxury demand in resort areas
Panama
QIPR
Launched in 2020
+40% residency applications
HI 2025 vs HI 2024 was strongest period on record
Dollar-pegged since 1904. US buyers seeking currency-stable safe haven and focused on "strategic optionality"
Nicaragua
USD value play
No formal threshold
Post-pandemic building costs rose; USD purchasing power still a clear advantage Improving schools + La Costanera road infrastructure cutting commute times drawing wealthier families
Mexico
San Miguel de Allende
Long-term lifestyle lens
Capital preservation play
USD/Peso volatility has not dampened foreign buyer appetite Viewed as long-term hard asset. Buyers prioritizing stability, walkability, community over resort lifestyle
Europe, 2025–26
Programs tightening, demand not; markets face stricter regulations but lifestyle factors continue to attract global buyers
Program active and growing
Program tightened but demand holding
Broader parameters in place
Market Program Status Key Stat Driving Factor
Spain
Mallorca + Barcelona
Ended in 2025
Golden Visa terminated
US transactions doubled. In Q4 2025, 14% of Spain's buyers foreign; 25% in Barcelona Program only accounted for 0.3% of transactions. Market was never program-dependent — lifestyle and climate driving foreign demand
Portugal
RE removed in 2023
From Golden Visa framework
1.9–2.2% GDP growth. Per OECD: one of Europe's strongest economies. 6th globally in English proficiency Demand shifted from investment-led to quality-of-life driven. Safety, stability, and English proficiency sustaining buyer interest within the eurozone
Italy
Sardinia
Decade old in 2027
Broadest EU parameters
Strong USD = US buyers more competitive on turnkey villas and trophy residences Investment and tax reprieves for main residents. Most established program in EU with the widest range of entry options